-Current rate for me was 6% at 72 months or 5.24% at 60 months with a credit score in the 800's. They also gave me estimate similar to yours prior to actually submitting a credit application.
-Also as far as the 4k deposit I would not put it down unless it's refundable. If the dealership insist...
Paid MSRP + $1500 "worth" of add on's (splash guards, interior and exterior protection, rubber floor flats). Kind of regret not looking at this forum prior to buying, because I still had the mindset of that of 2 months ago when there wasn't many for sale and ADM's were still a thing. Doing a...