2026 Honda Civic Type R Diminished value claim after a cosmetic only accident.

[nttran98]

As the title stated, my car was involved in a slow speed rear end where the other driver was completely at fault.
At the time of accident, the car had less than 800 miles on the dash. I attached photos below at the time of accident.
The fixes include new rear bumper cover, new rear diffuser, repainted hatch.
How much do you think i should demand for diminish value with the at fault insurance company. Chat GPT told me to start at 2500 and come down from there.

 

[Cueyo]

Accidents always look really bad, I'd start a little higher. You gotta think about what a future owner would think hearing accident on a car thats meant to go fast. It might be cosmetic, but it just introduces so many what-ifs

 

[asone]

Just FYI. When I used to have a Miata, I got rear ended. Just a bumper cover repair and repaint. Much cheaper car than Type R with much more minor repair. I started $2k+ and got only $500. Maybe I could have gotten more if I was willing to spend more time, but I didn't have enough motivation. $2500 is almost the same as what I started for just a bumper cover repair for much cheaper car, I'd go much higher than that. But I'm not an expert. I have no idea how much it should start at.

 

[nttran98]

Accidents always look really bad, I'd start a little higher. You gotta think about what a future owner would think hearing accident on a car thats meant to go fast. It might be cosmetic, but it just introduces so many what-ifs

Imma ask the body shop to send me all the pictures.

 

[nttran98]

Just FYI. When I used to have a Miata, I got rear ended. Just a bumper cover repair and repaint. Much cheaper car than Type R with much more minor repair. I started $2k+ and got only $500. Maybe I could have gotten more if I was willing to spend more time, but I didn't have enough motivation. $2500 is almost the same as what I started for just a bumper cover repair for much cheaper car, I'd go much higher than that. But I'm not an expert. I have no idea how much it should start at.

Chat GPT said theres a formula and it is now that it should settle around $1200 or more. Not sure how true this is but Ill try and aim for 2k.

 

[atucker80]

There are online calculators and if you have a good dealer they can provide you with a letter to support your claim. We just went through this with my GF's BMW. $10k in damages on a 2025. Damage looked very minor and barely noticeable from 10ft away, but new cars rack up repair cost quick! Ended up with $2k for diminished value.

 

[nttran98]

There are online calculators and if you have a good dealer they can provide you with a letter to support your claim. We just went through this with my GF's BMW. $10k in damages on a 2025. Damage looked very minor and barely noticeable from 10ft away, but new cars rack up repair cost quick! Ended up with $2k for diminished value.

Good intel, Just finished the repair, it was only 3300 in damages. Trying to claim diminished value on this.

 

[asone]

Good intel, Just finished the repair, it was only 3300 in damages. Trying to claim diminished value on this.

$3,300 is not bad. Do you know what was repaired? "The fixes include new rear bumper cover, new rear diffuser, repainted hatch." as in the original post?

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