Should i keep my safety net money in savings or refinance my type r!?

Cueyo

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Except OP asked for it…
General statement. You always get people who say "buying x car is stupid, fix finances" on these questions, then 90% of the forum says "do what you want". Tale as old as time. Point being, the advice is meaningless.
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Bobbyt

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Update paid a principal payment of 5k today and still have a 7 month emergency fund.payoff is currently 27600 and I plan on another principal payment in the upcoming months.postive equity is currently around 17-18k
 
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Update paid a principal payment of 5k today and still have a 7 month emergency fund.payoff is currently 27600 and I plan on another principal payment in the upcoming months.postive equity is currently around 17-18k
It sounds like you have struck a good balance.
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